Proposed S.B. No. 1003
Session Year 2025


AN ACT ESTABLISHING A DENTAL LOSS RATIO.

To: (1) Establish a dental loss ratio of not less than eighty-three per cent for any dental insurance policy issued in this state; (2) require any dental insurer that fails to satisfy such dental loss ratio to issue rebates to covered persons of an amount that results in such dental insurer satisfying such dental loss ratio; and (3) establish expenditure reporting requirements for dental insurers, including an evaluation of the proportion of funds allocated to patient care versus administrative costs, marketing costs and profits.


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