Proposed H.B. No. 5281
Session Year 2025

AN ACT PROHIBITING INSURANCE COMPANIES FROM USING CREDIT HISTORY AS A FACTOR IN UNDERWRITING OR RATING HOMEOWNERS INSURANCE POLICIES.

To prohibit insurance companies from using an applicant's or insured's credit history as a factor in underwriting or rating homeowners insurance policies.

Other Bills with Similar Topics

  Credit ratings 

 

• HB05500 - AN ACT PROHIBITING CREDIT RATING AGENCIES FROM INCLUDING MEDICAL DEBT IN CREDIT REPORTS.
• HB06140 - AN ACT PROHIBITING THE USE OF CREDIT HISTORY OR RACE IN UNDERWRITING AUTOMOBILE LIABILITY OR HOMEOWNERS INSURANCE.

  Homeowners' insurance 

 

• HB05088 - AN ACT REQUIRING HOMEOWNERS INSURANCE COVERAGE FOR THE PERIL OF COLLAPSE FOR RESIDENTIAL BUILDINGS AFFECTED BY CRUMBLING FOUNDATIONS.
• HB05686 - AN ACT REQUIRING HOMEOWNERS INSURANCE COVERAGE FOR THE PERIL OF COLLAPSE.
• HB05731 - AN ACT PROHIBITING HOMEOWNERS INSURANCE COMPANIES FROM DENYING COVERAGE TO PROPERTY OWNERS BASED ON THE BREED OF A TENANT'S DOG TRAINED AS A GUIDE OR ASSISTANCE DOG.
• HB06131 - AN ACT PROHIBITING DISCRIMINATION IN INSURANCE UNDERWRITING BASED ON THE BREED OF A HOMEOWNER'S DOG.
• HB06133 - AN ACT PROHIBITING THE USE OF DRONES BY HOMEOWNERS INSURANCE COMPANIES.
• HB06140 - AN ACT PROHIBITING THE USE OF CREDIT HISTORY OR RACE IN UNDERWRITING AUTOMOBILE LIABILITY OR HOMEOWNERS INSURANCE.
• HB06839 - AN ACT INCREASING THE NUMBER OF CHILDREN PERMITTED IN FAMILY CHILD CARE HOMES AND CONCERNING THE OPERATION OF FAMILY CHILD CARE HOMES AND GROUP CHILD CARE HOMES IN CONDOMINIUMS AND RENTAL UNITS.
• HB06967 - AN ACT CONCERNING THE ASSIGNMENT OF POST-LOSS HOMEOWNERS AND COMMERCIAL PROPERTY INSURANCE BENEFITS AND REVISING DISCLOSURE REQUIREMENTS FOR HOME IMPROVEMENT CONTRACTORS AND SALESPERSONS.
• SB00339 - AN ACT PROVIDING FOR OPTIONAL PAYMENT OF THE HEALTHY HOMES FUND SURCHARGE.
• SB00340 - AN ACT ELIMINATING THE HEALTHY HOMES FUND SURCHARGE.
• SB01016 - AN ACT REQUIRING THE INSURANCE DEPARTMENT TO CONDUCT A STUDY OF CERTAIN HOMEOWNERS INSURANCE PRACTICES.
• SB01322 - AN ACT REQUIRING STUDIES OF INSURANCE POOLING FOR NONPROFIT ORGANIZATIONS AND CERTAIN PRACTICES BY HOMEOWNERS INSURANCE COMPANIES.
• SB01386 - AN ACT CONCERNING DOG BREED AND THERAPY ANIMALS IN INSURANCE UNDERWRITING AND EVALUATING THE FEASIBILITY OF ESTABLISHING A PENALTY FOR MISREPRESENTING A DOG AS A SERVICE ANIMAL.