Proposed H.B. No. 5328
Session Year 2025

AN ACT CONCERNING LONG-TERM CARE INSURANCE.

To: (1) Prohibit any long-term care insurer from requesting a premium rate increase that exceeds the most recent calendar year average in the consumer price index for urban consumers, as published by the United States Department of Labor, Bureau of Labor Statistics, which shall apply to renewed long-term care policies that were initially purchased by policyholders not less than fifteen years ago; (2) prohibit any long-term care insurer from requesting a premium rate increase of five per cent or more; and (3) require any long-term care insurer that files premium rate increase requests of twenty per cent or more for long-term care insurance policies to spread such increases over not less than five years.

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• HB05030 - AN ACT ESTABLISHING A PERSONAL INCOME TAX DEDUCTION FOR LONG-TERM CARE INSURANCE PREMIUM PAYMENTS.
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• HB07226 - AN ACT CONCERNING LONG-TERM CARE INSURANCE AND ELIGIBILITY FOR STATE CONTRACTS.
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• SB00187 - AN ACT CONCERNING THE REGULATION OF PREMIUM RATES ON LONG-TERM CARE INSURANCE POLICIES.
• SB00452 - AN ACT CONCERNING CONSUMER PROTECTIONS FOR LONG-TERM CARE INSURANCE POLICYHOLDERS.
• SB01129 - AN ACT CONCERNING LONG-TERM CARE INSURANCE PREMIUM RATE INCREASES.
• SB01269 - AN ACT CONCERNING LONG-TERM CARE INSURANCE.
• SB01278 - AN ACT CONCERNING LONG-TERM CARE INSURANCE PREMIUM RATES.
• SB01420 - AN ACT CONCERNING THE CONNECTICUT PARTNERSHIP FOR LONG-TERM CARE.